Distracted Driving: Don’t Take the Risk
Did you know that if you’re driving and engaging in a conversation on your mobile device, you are over four times more likely to be involved in an accident? Let’s take a look at what constitutes distracted driving, what the consequences are and what you can do to curb any bad habits you’ve developed. What is distracted driving? […]
Even Home-Based Businesses Need D&O
It’s easy to think that businesses run out of a person’s home are too small to require directors and officers (D&O) insurance, but that is a myth. It’s not the size of your company that matters but the fact that employees, vendors, other companies or your investors could sue your leadership for failures in performing […]
Preparing for Your New Teen Driver
The first time you hand over a set of car keys to your teenage son or daughter is a moment filled with pride, and maybe some mixed emotions. Are you ready to send them out into the world without you? Can you afford the bump in insurance premiums you will face when insuring them? The […]
Renters, Are You Missing Out on Discounts?
Renters and auto policies go together like a great duo – best friends or dinner and a movie. It just makes sense. If your renters and auto policy isn’t bundled, you might be missing out on some paired premium discounts – and that can mean missing out on savings. Benefits to bundling renters and auto […]
The Top Employee Benefit Trends of 2021
Between the pandemic, hurricanes, and wildfires, 2020 is a year we won’t soon forget. Many employers had to deal with supply chain interruptions, painful layoffs and unexpected compliance costs. One area that was certainly affected, and will continue to be in the future, is employee benefit plans. A lack of revenue made making annual 401(k) […]
Life Insurance 101
Life insurance provides invaluable protection for your family in the event of your death. It ensures the ones you care about can continue to support themselves financially when you are gone. Yet, a recent study by the Life Insurance and Market Research Association reveals more than half of Americans do not have an individual life […]
Your Recreational Vehicle Needs More Than Auto Insurance
Just because your recreational vehicle (RV) travels the same roads as cars doesn’t mean you should share the same insurance coverage. At a minimum, every state requires the same amount of liability coverage for an RV as it dictates for a car. However, the minimum isn’t always your best choice. Because an RV is essentially […]
Things to Think About as You Begin a Small Business
Many businesses are born from a single brilliant idea. As that idea is put into motion, a company grows — and in some situations that growth is rapid. Along with this expansion, however, comes the reality of risk. There are approximately 30 million small businesses in the United States according to the U.S. Small Business […]
Is Your Home-Based Business Properly Insured?
It’s a common misconception that your home insurance policy will cover your home- based business. It may not. A homeowners policy or any other type of personal insurance is just that, personal in nature. What kind of coverage do you need? That depends on the kind of business you have. Who needs commercial insurance? If […]
Everything You Need to Know About Open Enrollment
Ah, fall. A time to drink pumpkin spice lattes, admire the changing leaves, and watch college football. It’s a season of change, of possibility, of openness—which makes it a great season for, yep, open enrollment. Since this has been a crazy year for many of us—from losing jobs to getting rehired to pursuing a new […]
