When should i get life insurance? 

It is never too early to get life insurance. It is also never too lateNo matter what your age you need life insurance!

Types of life insurance  

  • Universal Life Insurance
  • Whole Life Insurance

Optional benefits 

  • Disability Waiver of Premium
    Waives premium payments (or cost of insurance charges if Universal Life Insurance) if the insured becomes disabled for six months or longer. 
  • Accidental Death
    Provides additional death benefits should death occur as a result of an accident. 
  • Family Plan
    Insured's spouse and/or children can be added for life insurance protection. 
  • Mortgage Payment Disability Benefit
    Provides money to continue making debt obligation payments if the insured becomes totally disabled for 60 days or longer. 
  • Payor Death and Disability
    This additional benefit waives the premium payments (or cost of insured charges if Universal Life Insurance) on a child's policy if the premium payor becomes disabled or dies. 
  • Guaranteed Purchase Option
    Provides opportunities to purchase additional life insurance protection at certain ages without proving insurability.