Personal Lines

Life Insurance 101

Life insurance provides invaluable protection for your family in the event of your death. It ensures the ones you care about can continue to support themselves financially when you are gone. Yet, a recent study by the Life Insurance and Market Research Association reveals more than half of Americans do not have an individual life …

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Guidelines for Preparing for the Annual Medicare Enrollment Period

If you qualify for Medicare benefits, you’ve probably received or should soon be receiving your” Medicare and You 2021″ handbook as October 15 through December 7 is the Annual Open Enrollment Period. This is the time when you have the opportunity to sign up, keep or make changes to your Medicare and Prescription Drug plan. …

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Happy family mother housewife and child in laundry with washing machine

Why 2020 is the Year We Need Life Insurance.

Simply put, life insurance provides your spouse, children, and loved ones (also known as “beneficiaries”) with financial support if you were to pass away. Making sure you’re covered is one of the most empathetic financial decisions you’ll ever make: you’re not thinking about your death so much as you’re thinking about the quality of your …

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Back to school shopping list

Back-to-College Shopping? Why Renter’s Insurance Should Be On Your List

Are you sending your child back to college this semester? After you’ve finished shelling out your hard-earned cash for textbooks, clothes, toiletries, laundry supplies, and other essentials, there’s one more item to put on your shopping list. An item that too many people overlook and forget. …No, it’s not that new laptop they’re asking for. …

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Flood Insurance

A Case for Flood Insurance

Flood insurance seems very straightforward: You buy or build a  home near water. You know you’re running the risk of flooding. As a responsible homeowner, you purchase a homeowner’s insurance policy. Now you’re covered for flooding. Right? Most likely, no. In fact, there are a couple of costly assumptions in this seemingly simple statement. Consider this: …

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equipment breakdown

What is Equipment Breakdown Coverage And Why You Should Consider Getting Some

What is Equipment Breakdown Coverage And Why You Should Consider Getting Some You own a home and consequently have a corresponding homeowners insurance policy. Well done and also this is the minimum amount of coverage you should have for this important asset. In a previous post we spoke about the importance of having coverage for …

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Service Line Coverage

Service Line Coverage — The Coverage You May Not Have Heard About That You Absolutely Need.

The Coverage You May Not Have Heard About That You Absolutely Need. Picture this: It’s a Sunday afternoon and suddenly you’ve lost water pressure. There’s a trickle of water coming out of your bathroom faucet and there’s no chance the last load of weekend washing is going to get done. You’re not sure what the …

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